The Offer Company explaining the trustee’s sale foreclosure timeline in Arizona

How long until the trustee’s sale?

In Arizona, once a Notice of Trustee’s Sale is recorded, the foreclosure auction can happen in as little as 90 days. That’s a short window, and missing deadlines during this time can cost you valuable options.

Click here to talk to Hope — our AI foreclosure assistant is available 24/7 to explain your timeline and help you create a plan.

Arizona trustee’s sale timeline (typical flow)

Day 0: Notice of Trustee’s Sale recorded
Day 1–30: Request reinstatement or repayment plan
Day 31–60: Choose a primary path — modify loan, sell, or request postponement
Day 61–90: Execute your plan — complete lender packets or close a sale
Day 90+: Auction (trustee’s sale) if no action is taken

Why timing is critical

Early action = more options — like loan modification, repayment, or postponements
Last-minute stress = fewer solutions — lenders are less flexible as auction day approaches
Selling before foreclosure often gives you the most control and protects equity

Common mistakes homeowners make

Ignoring certified letters or sale notices
Assuming the auction is “months away” and waiting too long
Sending incomplete documents to the lender
Believing the sale can’t happen quickly — when it often does

Proof from Arizona homeowners

“I thought I had more time, but the sale was only 90 days away. The Offer Company gave me a timeline and helped me take action before the auction.”
— Paula G., Mesa

Why trust The Offer Company

We help Arizona homeowners avoid surprises by mapping every deadline. With Hope, our AI assistant, you’ll get reminders, checklists, and clear next steps so the 90-day clock doesn’t run out on you.