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The Offer Company explaining how to claim excess sale proceeds after foreclosure in Arizona

What are excess sale proceeds?

When a home sells at foreclosure in Arizona, the money from the auction is used to pay:

  1. The lender’s balance

  2. Fees and foreclosure costs

  3. Any junior liens (like second mortgages or HOA dues)

If there’s money left over after all of that, those are called excess sale proceeds. By law, those funds belong to the former homeowner — not the lender.

Click here to talk to Hope — our AI foreclosure assistant is available 24/7 to explain whether you may have money waiting and how to start the process.

How to claim your proceeds

  1. Check court records: After a trustee’s sale, excess funds are usually deposited with the county treasurer or court.

  2. File a claim: You must submit a claim with the court to request the money.

  3. Provide proof: Documents like your trustee’s sale notice and loan payoff statement may be required.

  4. Wait for distribution: A judge reviews claims and releases funds to the rightful owner.

Common mistakes to avoid

  • Ignoring mail or notices from the court

  • Missing claim deadlines

  • Falling for “fund recovery” scams that demand huge fees upfront

Why this matters

Excess sale proceeds can be thousands of dollars — money you can use for moving costs, paying down debt, or starting fresh. Too many Arizona families never claim these funds because they don’t know they exist or assume the bank keeps the money.

Proof from Arizona homeowners

“After foreclosure I thought everything was gone. The Offer Company explained I was owed money, and I recovered enough to move and restart.”
— Kevin H., Glendale

Why trust The Offer Company

At The Offer Company, we help Arizona homeowners understand every step of the foreclosure process, including how to protect or recover money they may still be owed. With guidance from our team and Hope, our AI assistant, you’ll learn what excess proceeds are and how to pursue them safely.

Learn more and take action today

For official details, visit the Arizona Courts Self-Service Center.

Then talk to The Offer Company about how to check if you’re entitled to funds and what steps to take next.

Click here to talk to Hope today — and find out if excess sale proceeds could help you move forward.