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The Offer Company explaining what happens after a Notice of Trustee’s Sale in Arizona

What the Notice of Trustee’s Sale means

In Arizona, the Notice of Trustee’s Sale is the official start of foreclosure. It sets the auction date — at least 90 days from when it’s recorded. From this point on, the clock is running.

The good news: you still own your home and have options to stop the sale, protect your credit, or sell on your terms.

Click here to talk to Hope — our AI foreclosure assistant is available 24/7 to explain your options and connect you with a local expert.

What happens next in the timeline

  • Day 0: Notice is recorded and mailed to you.

  • Days 1–30: Best time to act — you can reinstate, apply for a modification, or start exploring a sale.

  • Days 31–60: File reviews, negotiations, or property listings move forward.

  • Days 61–90: Final countdown — auction happens unless postponed or resolved.

Your options after receiving the notice

  • Reinstate your loan by paying missed payments, fees, and costs.

  • Apply for loan modification or repayment plans with your lender.

  • Sell before foreclosure to protect equity and credit.

  • Request a postponement if you need extra time.

  • Explore short sale or leaseback options depending on your situation.

Common mistakes to avoid

  • Ignoring the notice or delaying action

  • Sending incomplete paperwork to your lender

  • Waiting until the week of auction to explore solutions

  • Trusting “rescue” scams that ask for upfront money

Proof from Arizona homeowners

“When I got the trustee’s sale notice, I thought it was over. The Offer Company showed me I still had time and real options.”
— Brian H., Scottsdale

Why trust The Offer Company

We’ve helped Arizona families navigate the 90-day foreclosure window for years. Our local expertise and Hope, our AI assistant, make it easier to understand what the notice means and what to do next.

Hope is available 24/7 to explain deadlines, send reminders, and connect you with experts.

Learn more and take action today

For background on Arizona foreclosure laws, visit the Arizona Attorney General’s foreclosure resources.

Then, talk to The Offer Company about creating a clear action plan that keeps you ahead of the auction date.

Click here to talk to Hope today — and take control of what happens next after your Notice of Trustee’s Sale.