Retirement

Retirement is Finally Here: Should You Rent or Buy? 3 Questions to Ask

Most new homeowners decided to go from renter to homeowner because they had saved a sizable down payment, and either they or a mortgage lender determined the costs of home ownership were no greater than 30% of their income. But what if you’re retired and on a fixed income? Suddenly deciding between renting and buying isn’t so simple. No matter why you’re moving as you enter...

What to look for when buying a house to retire in

With increasing numbers of baby boomers reaching retirement age, it’s becoming more and more common for these homeowners to decide to downsize from the family home. If you count yourself among them, it’s important to keep in mind that shopping for a home to retire in comes with its own considerations. Here are some things to keep in mind: 1. Establish a budget The federal Equal Credit...

Empty Nester? 3 Things to Ask Before You Downsize to a Smaller Home

If you are about to become an empty nester–or even if you’ve been one for a while now–you may be thinking about downsizing from the family home. After all, bigger isn’t always better, especially once the kids are out of the house and you start to find you’ve got a lot more space than you know what to do with. The larger the home, the more time and money it takes to maintain.  Downsizing...

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