Prequalification

Ready, Set…Win! How to Buy a House in a Highly Competitive Market

Saying that the housing market is highly competitive is an understatement. Continued tight inventory means buyers can expect conditions to continue. But if you’re looking to make a move, whether first-time homebuyer or not, don’t let frustration rule the day. As with any challenge, being prepared is often the key to coming out on top. Someone is getting an offer accepted—it may as well be...

3 Common Mistakes to Avoid When Applying for a Home Mortgage

If you’ve done your homework, you know how important it is to get your financial house in order before applying for your mortgage. But in many ways, that’s just the first step. A lot of buyers let out a big sigh of relief once they’ve gotten through their application, and end up making some mistakes that can cost them time, money and headache. In some cases, a misstep could even cost them their loan...

Your Debt-to-Income Ratio: What It Is and How it Impacts Your Ability to Get a Mortgage

Your debt-to-income ratio is one of the key factors in qualifying for a new home loan. But how much do you really know about this important calculation and what can you do to move it in your favor? Your debt-to-income ratio, or DTI, is used by mortgage lenders in making a decision regarding your worthiness for a home loan. If your DTI is too high, you could end up paying a higher interest rate or worse...

What it Takes: Preparing to Make a Winning Offer on Your Next Home

It’s never fun to lose out on the house you had your heart set on. Unfortunately, when inventories are tight, that scenario can play again and again. The result of not being able to move when you want to can make the whole scenario very challenging. So, how do you get the edge over other buyers and land the home of your dreams?  As your real estate agent, there are a number of strategies and...

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