Are you worried about losing your home to foreclosure? If so, you are not alone. The Home Affordable Modification Program (HAMP) can help you keep your home and avoid foreclosure. This article will provide an overview of HAMP, its benefits, how to qualify, how to apply, and potential challenges and risks associated with the program.IntroductionForeclosure is a legal process where a homeowner’s right to...
by The Offer Company 
In times of financial hardship, homeowners may find themselves in need of a way to avoid foreclosure and manage their debt. One option available for homeowners in this situation is the short sale process. In this article, we will discuss what a short sale is and how it works in Arizona to help individuals avoid foreclosure.Definition of a Short SaleA short sale is when a homeowner who needs to sell their...
by The Offer Company 
When it comes to credit scores and applying for a home mortgage, your first thought may fall to whether or not you qualify. But, your credit score not only plays a critical role in your ability to qualify for a home loan, its influence continues when it comes to your down payment requirements, interest rates and other mortgage terms. Here’s what you need to know: Minimum score to qualify The four...
Buying a home is a big commitment, but it also has a great many advantages. If you’re throwing money away on rent month after month, what’s holding you back from making the move to homeownership? The truth is, there are a lot of myths about buying a home that keep people from making the move. But in reality, instead of renting, they could be owning their own home. Here are five of the most...
Getting your financial house in order before applying for a mortgage includes a lot of things, from saving your down payment to pulling together your paystubs. But one thing that may not be so evident is the need to pay down credit card debit and avoid opening new lines of credit. That’s because too many open lines of credit and balances that are over 30% of your available credit limit can...
