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Arizona homeowner working with The Offer Company to get more time in their home before foreclosure or moving

Can You Stay in Your Home During Foreclosure in Arizona?

The short answer: Yes, you may be able to stay longer — but only if you act before the auction happens.

Arizona’s foreclosure process moves quickly, and once a trustee sale is complete, the home legally belongs to the winning bidder or lender. That’s why it’s critical to take action early. With the right plan, you may be able to delay the sale, negotiate for more time, or arrange a leaseback after selling — all before the foreclosure goes through.

At The Offer Company, we help Arizona homeowners create breathing room so they can transition on their own terms — without letting the auction happen in the first place.

Click here to talk to Hope — our AI foreclosure assistant is available 24/7 to explain your options and connect you with a local expert.

1. Leaseback options after sale

One of the most flexible solutions we offer is a leaseback agreement. If you sell your home but aren’t ready to move, The Offer Company can arrange for you to stay in the property as a renter for weeks — or even months — after closing. This gives you:

  • Cash in hand from the sale

  • Time to plan your next move

  • A smoother transition for your family

2. Negotiating with lenders for more time

Arizona’s foreclosure timeline can be as short as 90 days, but lenders sometimes grant postponements or extensions. We work directly with lenders to:

  • Request more time before the auction

  • Delay the trustee sale date when possible

  • Create space for you to sell, relocate, or finalize other plans

3. Creative solutions tailored to your life

No two homeowners have the same situation. Some are waiting on a job offer, a new lease, or the school year to end. Others simply need a few weeks to get organized. That’s why we design custom solutions — from flexible contracts to hybrid stay-or-sell options — so you’re not forced into a one-size-fits-all plan.

4. Local knowledge of Arizona’s foreclosure process

The Arizona foreclosure process can move from notice to auction in just 90 days. That leaves little margin for error. The Offer Company has deep experience with:

  • Maricopa County trustee sales

  • Lender postponement strategies

  • Leaseback arrangements

  • Fast-track sales with flexible move-out timelines

Our local knowledge means we can act quickly to protect your time and give you every possible advantage.

Proof from Arizona homeowners

“The Offer Company connected me with a buyer who let me rent back my home until I found a new place. They gave me time I didn’t think I had.”
— Veronica S., Glendale

Why trust The Offer Company

At The Offer Company, our mission is to give Arizona homeowners real control during foreclosure. With tools like Hope, our AI foreclosure assistant, you can get answers anytime. Hope explains your rights in plain language, helps you understand your options, and connects you directly with our team when you’re ready.

Learn more and take action today

If you feel rushed or overwhelmed, remember: you may have more time than the bank wants you to believe.

For free legal information, visit the Arizona Courts Self-Service Center. Then talk to The Offer Company about how to stay in your home longer while protecting your future.

Click here to talk to Hope today — and learn how you can stay in your home longer and avoid foreclosure in Arizona.