Secure Your Digital Legacy: The Power of Multi-Signature Wallets for Estate Planning

Secure Your Digital Legacy: The Power of Multi-Signature Wallets for Estate Planning

Multi-signature wallets are a type of cryptocurrency wallet that provides users with an extra layer of security when it comes to managing their digital assets. With a multi-signature, or “multi-sig” wallet, multiple parties must come together in order to complete a transaction. This can provide users with added peace of mind over standard bitcoin wallets since there is now more than one point of...

What can we expect from the Housing Market in 2023

What can we expect from the Housing Market in 2023?

As economists, analysts and real estate brokers predict, the housing market in 2023 may be sluggish to begin with as prices of homes, inventory, and interest rates remain stagnant.As the pandemic began, workers no longer had to travel far to get to their offices; however, they yearned for extra space in their homes. Consequently, cheap debt and a persistent need for relocation caused many Americans to go...

Home sales in the United States declined by a stunning 4% in November, reaching levels that have not been seen since April of last year

Home sales in the United States declined by a stunning 4% in November, reaching levels that have not been seen since April of last year

According to the National Association of Realtors, pending home sales have shockingly declined 37.8% in comparison to November of last year. The statistics On Wednesday, the National Association of Realtors released an index showing that U.S pending-home sales had plummeted by 4% in November - marking six consecutive months of decline. This figure is at its lowest since April 2020 during the peak of...

The Phoenix housing market is cooling off, signaling an encouraging trend for buyers hoping to get a good deal

The Phoenix housing market is cooling off, signaling an encouraging trend for buyers hoping to get a good deal

After months of sizzling growth, the housing market in metro Phoenix is finally beginning to experience a cooling trend. According to Zillow's November Market Report, home values have dipped 8.1% since their peak, and inventory has grown 36% higher than last year and 11.6% since 2019.Home selling in the U.S. is dwindling, with a recent report finding that a home takes an average of 44 days to sell compared...

A staggering 270,000 people who purchased homes in 2022 are now "underwater" on their mortgages.

A staggering 270,000 people who purchased homes in 2022 are now “underwater” on their mortgages

The red-hot housing market in 2022 already has an estimated 270,000 homebuyers who owe more than their house is worth. According to Black Knight's analysis of the 450,000 underwater borrowers from Q3 this year, around 60% had mortgages issued during the first nine months of 2022 - that's one out of every twelve homes purchased with a mortgage! Additionally, nearly 40% have less than 10% equity left for any...

Flipping Houses in the Current Housing Market: How to Make a Profit Despite Low ROI and High Prices.

Flipping Houses in the Current Housing Market: How to Make a Profit Despite Low ROI and High Prices

Homebuyers who have been struggling with unaffordable prices and lack of selection recently are not alone - home flippers also haven't had much luck lately. According to ATTOM's latest report released on Thursday, flips (i.e., homes purchased by investors, renovated, then sold within 12 months) have seen a decline for the 2nd consecutive quarter in Q3 this year. This goes to show that even experienced real...

Is Now the Time to Buy in the Phoenix Housing Market?

Is Now the Time to Buy in the Phoenix Housing Market?

The Phoenix housing market has been on a roller coaster ride over the past few months. After hitting record highs in September 2022, median home prices have dropped for two consecutive months, entering into a buyer's market for the first time since 2010. So what does this mean for potential home buyers in Phoenix? Does this new buyer's market signal that it is finally time to take the plunge and purchase...

DREAM HOME ALERT: Phoenix Sees Most Dramatic Price Drop Among Major US Metros

DREAM HOME ALERT: Phoenix Sees Most Dramatic Price Drop Among Major US Metros

According to a recent report by Redfin, the Phoenix metro area experienced a 23% price drop between February and October—the most dramatic among the 99 most populous U.S. metros. This presents a once-in-a-lifetime opportunity for homebuyers who have been waiting for the perfect time to purchase their dream home.Now may be the Time to Buy Your Dream Home in PhoenixFor anyone who has been patiently waiting...

Don't Be That Seller: The Truth About Over-Pricing Your Home

Don’t Be That Seller: The Truth About Over-Pricing Your Home

We've all been there. You click on the listing to find out...it's way out of your price range. But you keep scrolling because you just can't help yourself. Suddenly, you see it. That perfect house, in your perfect neighborhood, and it's...wait for it...wayyyyyyyyy overpriced. But you think to yourself, "It's okay. They're just leaving room for negotiation." WRONG. So wrong. Here's the thing about...

The Great Hibernation of 2022

The Great Hibernation of 2022

It's that time of year again. The leaves are changing, the days are getting shorter, and the home buyers seem to have gone into hibernation. If you're thinking about selling your home this year, you might be wondering if you should just wait until spring. After all, isn't that when everyone starts house hunting?Not so fast. While it's true that the number of buyers does tend to pick up in the spring, there...

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