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About The Offer Company

Real foreclosure help from a team that gets it.

Why We Exist

If you’re facing foreclosure, you don’t need more fear. You need clarity, options, and someone in your corner. That is why we built The Offer Company. Our mission is to give Arizona homeowners real answers, help them avoid auctions, and provide a clear path forward, whether that means staying in your home or selling with dignity.

Who We Are

The Offer Company is a licensed Arizona real estate brokerage led by Anette Brown, Designated Broker (BR564882000). Anette has spent more than 20 years helping families through foreclosure solutions, short sales, and complex property issues. The people we help are real: single parents, retirees, families hit by medical debt, job loss, or just bad luck. We built this company to help them, and to help you navigate one of life’s hardest moments with calm, speed, and support.

Arizona homeowner standing on their porch at sunset, feeling hopeful about stopping foreclosure

What We Do

We don’t push one solution. We listen first. Then we guide you through options like:

Stay in Your Home

  • Loan Modifications: We help you apply, and we never charge for this.
  • Forbearance & Repayment Plans: Negotiate with lenders to pause or spread missed payments.
  • Foreclosure Postponements: In many cases, we can work with lenders to delay the sale, giving you more time to pursue solutions.
  • Reinstatement Loan Program: An option that helps bring your loan current and stop foreclosure, with repayment structured to fit your situation.
  • Grants & Assistance Programs: Connect you with programs that can cover arrears or provide financial relief.
  • Bankruptcy Referrals: If bankruptcy is the best option, we connect you with trusted attorneys who can help.

Sell Your Home

  • Cash Offers: Fast, no-obligation offers with no repairs and no showings.
  • Full-Service Listings: Get top dollar with zero hassle. We handle everything from start to finish.
  • Short Sale Assistance: Even if you owe more than your home is worth, we can often secure relocation funds so you walk away with money in your pocket.
  • Lien Resolution: From HOA to tax liens, we help clear the path so you can sell.
  • Post-Sale Occupancy: Need time after closing? We can often arrange that too.
  • Cash for Keys / Relocation Assistance: Help negotiating financial support to move on your terms.

There’s no pressure. Just a full-service team ready to help you protect your home, your equity, and your peace of mind.

Why We Use AI

Foreclosure doesn’t wait for business hours. That’s why we created Hope, our 24/7 AI assistant trained on thousands of real Arizona cases. Hope gives real answers, not scripts, and connects you to a human when you’re ready.

You can talk to her anytime. No typing, no pressure, just support.

Talk to Hope Now

Where We Work

We serve homeowners across Maricopa County, including:

  • Phoenix
  • Mesa
  • Chandler
  • Gilbert
  • Glendale
  • Tempe
  • Scottsdale
  • Peoria
  • Goodyear
  • Avondale
  • Surprise
  • Queen Creek
  • Buckeye
  • Sun City
  • Paradise Valley
  • Litchfield Park
  • Fountain Hills
  • Tolleson
  • El Mirage
  • Carefree
  • Youngtown
Arizona homeowner meeting with The Offer Company professional to sell home before foreclosure

Need to talk it through? Hope’s ready when you are.

You’ve got options, and Hope will walk you through them step by step.

Talk to Hope Now